Welcome to Keystone Management Services

 Daily money management is comprehensive, ongoing financial oversight for individuals who need a trusted professional to manage the details of their financial life. As a proud member of the American Association of Daily Money Managers (AADMM), Keystone provides the full range of DMM services — bill payment, account reconciliation, budget tracking, financial recordkeeping, fraud monitoring, and coordination with your financial, legal, and care team. Whether you need full-service support or help in specific areas, we build a plan around your actual situation. Services are available individually or as part of an ongoing daily money management relationship. 

 We ensure all your bills are paid on time — utilities, medical expenses, credit cards, and more. We sort and process incoming mail so nothing important goes unaddressed, maintain a balanced check register, streamline your payment schedule, and provide clear, organized records for easy review. No late fees, no missed payments, no stress. 

 We monitor spending patterns, categorize costs, and create customized budgets aligned with your goals — giving you clear insight and real control over your financial picture. 

 For clients who have no family member available to serve in these roles, Michelle acts as a named Power of Attorney (POA) agent or Healthcare Proxy (HCP) agent. We do not create legal documents — we act as the trusted, designated agent within your existing legal framework, standing in on your behalf when it matters most. Keystone Management Services is not a law firm. 

 We gather, sort, and prepare your financial documents for seamless tax filing — working directly with your CPA or financial advisor to ensure accuracy and reduce the stress of tax season. 

 From vacant homes and seasonal properties to residences with elderly or disabled occupants, we provide trusted private estate property management. We coordinate maintenance, manage vendor relationships, handle bill payments, and conduct regular inspections — preserving your property's value and giving your family peace of mind. 

 We digitize, categorize, and secure your important documents — both physical and digital — so everything is organized, protected, and accessible when you need it most. 

 Navigating medical bills, insurance claims, and provider correspondence is overwhelming. We handle the administrative load — organizing records, tracking deadlines, and communicating with providers — so you can focus on what matters. 

Michelle is a commissioned New York State Notary Public. We offer in-person and mobile notary services throughout New York State, and Remote Online Notarization (RON) for clients in New Jersey, Connecticut, Pennsylvania, Massachusetts, and beyond — no travel required, fully legal, fully secure.

 We provide mobile ink and roll fingerprinting services throughout the Mid-Hudson Valley — for employment background checks, professional licensing, certifications, and more. We come to you.